.Union Money Official Nirmala Sitharaman3 min went through Last Improved: Aug 28 2024|12:15 AM IST.On the eve of the 10th wedding anniversary of Pradhan Mantri Jan-Dhan Yojana (PMJDY), Union Money Management Official Nirmala Sitharaman declared that the government targets to open up over 30 million new PMJDY accounts during 2024-25.Rundown media reporters, Sitharaman revealed that since August 14, 2024, a total of 531.3 thousand Jan-Dhan profiles have actually been opened because the scheme's launch a many years ago, with a cumulative deposit remainder of Rs 2.3 mountain.The common balance every account has enhanced coming from Rs 1,065 in March 2015 to Rs 4,352 since August 16, 2024. Around 80 percent of these accounts are actually presently active." PMJDY has participated in a vital duty throughout the astronomical, specifically for females," said Sitharaman.Even with the allowance for zero balance and also the lack of a minimum equilibrium demand, merely 8.4 percent of the accounts maintain an absolutely no harmony. The scheme has actually been actually particularly successful in rural and semi-urban areas, where 66.6 per cent of the profiles lie.Since August 14, 2024, ladies account holders work with 55.6 per cent of the overall profiles, totaling up to 295.6 thousand accounts, depending on to the Administrative agency of Money management.
Currently, 99.95 per cent of all lived in towns have banking locations accessible within a 5-kilometre distance via a variety of touchpoints, including bank divisions, automated cashier makers, banking reporters, and also India Post Remittances Financial Institution.Since August 14, 2024, there end 1.73 billion surgical CASA (current account money market account) profiles in the country, featuring greater than 530 million important PMJDY accounts.Pertaining to social safety and security plans, Sitharaman highlighted that over 200 thousand collective enrolments have actually delivered life insurance policy protection of Rs 2 lakh under the Pradhan Mantri Jeevan Jyoti Bima Yojana, with an annual superior of Rs 436.Also, over 450 thousand cumulative enrolments have actually offered one-year unexpected cover of Rs 2 lakh (for death or even long-term total impairment) and also Rs 1 lakh (for long-lasting partial special needs) under the Pradhan Mantri Suraksha Bima Yojana, with a fee of Rs 20 each year.The Atal Pension Yojana has signed up over 68 thousand subscribers.In regards to credit-linked programs, Sitharaman reported that under the Pradhan Mantri Mudra Yojana, 489.2 million cumulative lendings amounting to Rs 29.93 mountain (as of July 12, 2024) have been approved to provide collateral-free institutional financial to small and local business systems as much as Rs 10 lakh for income-generating tasks.Under the Rise India System, 236,000 advancing lendings totting Rs 53,609 crore (since July 15, 2024) have been approved to Set up Caste, Scheduled People, and also girls business owners for setting up greenfield projects.Furthermore, the Pradhan Mantri SVANidhi system has allowed financings worth Rs 12,630 crore to 6.52 million street merchants since August 27, 2024.u00b7 Pradhan Mantri Jan-Dhan Yojana (PMJDY) released on August 28, 2014.u00b7 PMJDY increasing down payment difference of Rs 2.3 trillion.u00b7 There are over 1.73 billion surgical CASA profiles.u00b7 Women account holders consist of 55.6% of total accounts.1st Posted: Aug 27 2024|9:37 PM IST.